Our Services
Listed below are the products and services that we offer to help you plan for the financial needs of your business as well as the personal financial needs for yourself and your employees. Click on the topic for more information.
- Business continuation planning
- Buy-sell agreement funding
- Key employee retention
- Executive bonus plans
- Employee benefits
Klein Financial helps clients and businesses develop a systematic and disciplined approach in creating and maintaining an optimal cash management program.
Our retirement specialists help clients work toward their retirement goals by deciphering what is important for each person in his/her individually unique situations.
Accumulate the necessary funds needed to put your children through college. Klein Financial will provide an effective aproach to help you plan for your childs future.
Manage investment risk by diversifying a portfolio among the major asset classes, such as stocks, bonds, and cash equivalents.
A strong savings program is essential for any sound financial strategy. We guide our clients in considering a number of tax-advantaged investments for their savings portfolio.
Purchasing a good life insurance policy is one of the most important decisions one will make. We work with our clients to ensure they purchase the policy that is best suited for their specific needs.
Personal health insurance is essential with the increasingly high costs of prescription drugs and medical services. Make sure you are covered with the best and most affordable plan by allowing Klein Financial to guide you through your health insurance options.
Unfortunately, many of us will need disability income protection before we retire. Without the appropriate coverage, a disability could spell financial disaster.
Protect yourself from financial ruin by preparing for the unexpected with Medicaid and/or long term care insurance.
Plan now for the distrubution of your assets by understanding the challenges and opportunities associated with assigning assets to your heirs.
Understand the existence of estate taxes and the strategies to minimize them. Also, make an effective plan that will provide you the luxury of being able to pay them.
Properly structured gifts and charitable donations are great ways to receive attractive benefits.
Mutual funds are convenient, flexible, and popular.
Generate an income stream in retirement by purchasing annuites that can help protect against the risk of living too long and provide an option for a lifetime income.
Understand the basics and the risks of purchasing stock before jumping head first into the stock market.
Know when and how much to invest in bonds in order to maximize your potential for accumulating large interests in your favor.
- Real Estate Investment Trusts (REITs)
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